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Health on the ground

The Healthcare System in Armenia: How a French National Accesses Care

Key points

The Armenian health system is organised on three levels, national, regional and municipal, with large private hospitals among its essential components. Patients' direct payments represent more than half of total health spending according to the WHO review. Compulsory universal health insurance came into force on 1 January 2026: the government adopted eleven implementing decisions and created a Health Insurance Fund, with a phased rollout. Armenian law recognises foreigners' right to receive care; France Diplomatie (the French foreign ministry) nevertheless recommends an insurance contract covering hospitalisation and repatriation, as the embassy cannot cover these costs.

  • Compulsory universal health insurance introduced by 11 government decisions and creation of a Health Insurance Fund (Government of Armenia).
  • Patients' direct payments: more than half of total health spending (WHO, health system review).
  • Ambulance: number 103; Yerevan emergency service with 36 teams and 7 substations (EURAXESS Armenia).
  • Police: number 102 (France Diplomatie).
  • Free care at the polyclinic: written referral compulsory for tests not available on site (EURAXESS Armenia).
  • More than 200 qualified dentists listed in the dental clinics directory of the EURAXESS Armenia portal.

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How the System Is Organised: Three Levels, a Significant Private Sector

The EURAXESS Armenia portal describes three levels: the national level, with tertiary care hospitals and an epidemiological service; the regional level, with hospitals; the municipal or community level, with primary care providers. Large private hospitals are an essential component of the system. The review of the Armenian health system by the WHO and the European Observatory notes a system still oriented towards hospital care in the capital, despite the reduction in the number of beds and primary care reform efforts, and direct payments above half of total health spending.

The European Observatory on Health Systems and Policies describes a decentralised system: the Ministry of Health is the sole payer for services funded from public money. Since the mid-1990s, reforms have decentralised service delivery to regional and local authorities, partly privatised provision and created in 1997 the National Health Agency (SHA), attached to the Ministry, which concludes contracts with providers, processes reports, pays budgets and carries out audits. Through it, the Ministry exclusively purchases the services of the basic benefit package, available to the whole population: primary care, emergency care, maternal and child care, treatment of cancer, HIV/AIDS, tuberculosis and other infectious diseases. The public sector provides most care; the private sector plays a key role in specialised hospital care. Regional and local authorities run most public establishments: regional hospitals, urban polyclinics and rural primary care centres.

For an expat, the frequent combination pairs access to polyclinics for routine care, use of private clinics for speed and comfort, and private or international insurance for hospitalisation. The choice depends on the place of residence, Yerevan or the provinces, and on the budget. The page expat health insurance helps compare the options.

Local Health Insurance: The Universal Insurance Reform

The Council of Ministers of 25 December 2025 confirmed the entry into force of the universal health insurance system on 1 January 2026. The law was signed and published, and the government adopted eleven decisions: procedure for setting up the insurance package, lists of reimbursable care and services including co-payments, model contracts with medical centres and pharmacies, reimbursement procedures. A Health Insurance Fund was created; during a transition phase, the Ministry of Health and the National Health Agency carry out the preparatory work until the Fund takes over its functions fully, within two months.

The official statement specifies neither the people covered, nor contributions, nor the treatment of foreigners: the rollout is phased and does not yet cover the whole population. The EURAXESS portal recalls that foreign citizens and stateless persons residing in Armenia have the right to receive care under the law on medical care (article 15) and international treaties. A French resident therefore checks with the Ministry of Health and the Fund their status with regard to the reform and any contributions, and in the meantime keeps private insurance. See healthcare reimbursement in Armenia.

First-Contact Doctor, Polyclinics and Specialists

EURAXESS advises, for a long stay, registering with a family doctor at the polyclinic nearest to home: you must choose the polyclinic, gather the documents requested and go in person to finalise registration. If the polyclinic does not have the tests needed, it refers the patient to another establishment by a written referral letter; without this document, free treatment is not available. Pregnant women must register with a medical centre, a hospital or a polyclinic, then follow consultations and tests.

Private practices and clinics offer faster access, at the patient’s or their insurer’s expense. The portal’s directory of dental clinics lists more than 200 qualified dentists; lists of hospitals, polyclinics and diagnostic laboratories are also offered there. A medical file translated into English or Russian speeds up the handling of ongoing treatment.

Hospitals, Emergencies and Useful Numbers

For a serious medical emergency, EURAXESS gives the number 103 (ambulance). The Yerevan ambulance service provides emergency care outside hospital with 36 teams spread over 7 substations and coordinates air ambulance for the regions. The police number is 102 (France Diplomatie); after a road accident, the police draw up the report. Emergency numbers change: they should be confirmed on the French embassy’s website (am.ambafrance.org) before departure.

National-level hospitals, grouped in Yerevan, provide tertiary care, and regional hospitals cover the provinces. France Diplomatie points out that without insurance, care can be inaccessible, even in a life-threatening emergency, and that the embassy (8 Grigor Lusavorich street) cannot pay the costs. Travellers heading to the mountains should know the rescue contacts and use an approved local guide. See the guide repatriation and assistance.

Medicines, Pharmacies and Import Rules

Some pharmacies are open 24 hours a day, and online pharmacies deliver, sometimes only in Armenian and Russian (EURAXESS). France Diplomatie advises taking only what is strictly necessary, in the original packaging, with a prescription written using the international non-proprietary name, checking that each medicine is authorised in Armenia and never taking medicines bought from street vendors because of counterfeits. The Armenian authorities closely monitor medicine imports: you should enquire with the Armenian embassy in Paris, in particular for pain treatments such as buprenorphine, which may be classed as a narcotic.

The Useful information page adds that certain medicines are classed as narcotics and that the Armenian Ministry of Health provides a search engine for the prohibited list. Drug use and trafficking are severely punished, with heavy prison sentences; you should never carry a package for a third party.

Health Risks and Vaccinations

France Diplomatie recommends keeping the usual vaccines up to date (diphtheria, tetanus, polio, whooping cough, measles), and consulting a doctor or an international vaccination centre well before departure. Depending on the conditions and length of the stay, vaccines against hepatitis A, typhoid, rabies (young children, rural stays), tick-borne encephalitis, hepatitis B (frequent or long stays) and mpox (in case of exposure) may be indicated.

The risks cited are West Nile fever, with no human vaccine; cholera, transmitted by contaminated water or food; tick-borne encephalitis, with vaccination advised in rural or wooded areas; typhoid; avian influenza, whose human cases are exceptional; and rabies. The page recalls that the European health insurance card appears in its general advice: according to CLEISS (the French centre for European and international social security liaison), it is tied to the listed social security agreements, of which Armenia is not one, and therefore does not cover care on site. About 80% of the territory lies in a seismic zone, and the Metsamor nuclear power plant is about 30 km from Yerevan. See also living in Armenia.

Key Points for Accessing Care

NeedStepSource
Routine careRegistration with a family doctor at the nearest polyclinicEURAXESS Armenia
Tests not available on siteWritten referral letter, essential for free treatmentEURAXESS Armenia
Serious medical emergencyAmbulance: 103; police: 102EURAXESS Armenia, France Diplomatie
Medicines when travellingNecessary quantity, original packaging, prescription using the international non-proprietary name, check of the narcotics listFrance Diplomatie
Universal health insuranceIn force since 01/01/2026, phased rollout; status of a foreigner to be confirmedGovernment of Armenia

Sources: EURAXESS Armenia, Government of Armenia, France Diplomatie, WHO Europe. Emergency numbers and the rules of the reform should be confirmed with the authorities.

Frequently asked questions

Can a French national access Armenian health insurance?

Universal health insurance has been in force since 1 January 2026, with a phased rollout. Armenian law recognises foreigners' right to receive care; their status with regard to the reform should be confirmed with the Ministry of Health.

Which number should you call in an emergency?

103 for an ambulance, according to EURAXESS Armenia, and 102 for the police, according to France Diplomatie. The numbers should be confirmed on the embassy's website before departure.

Are direct payments high?

Yes, they represent more than half of total health spending according to the WHO review, hence the importance of private or international insurance.

Does the European health insurance card work in Armenia?

No: Armenia does not belong to the European Union and is not among the countries linked to France by a social security agreement.

Can you travel with your French medicines?

Yes, in the necessary quantity, in the original packaging, with a prescription using the international non-proprietary name, after checking that each product is authorised; certain treatments, such as buprenorphine, may be classed as narcotics.

Which vaccines should you plan for?

The usual vaccines must be up to date; depending on the stay, a doctor may add hepatitis A, typhoid, rabies, tick-borne encephalitis, hepatitis B and mpox.

More guides: Armenia