Methodology

A price, always sourced

Every price or scale shown carries a visible badge Source : cfe.frindicating its original source. A scale not re-verified for more than three months is taken down or flagged as potentially outdated, rather than left online without a warning.

CFE scale history

The CFE contribution scale generally changes twice a year, in January and in April. Each version is archived with its effective date and the source PDF published by the CFE, so the change stays verifiable rather than erased at each update.

That’s a 11% increase on this example between the two versions. Full detail of the current scale and an interactive simulator: CFE contributions.

Informational content ≠ personalised advice

The guarantee, country and guide pages (like those in the CFE pillar) explain general mechanisms, sourced from official bodies (the CLEISS, Service-public, Ameli, government sites of the countries concerned). They don’t replace personalised advice, which takes each person’s actual situation into account — that’s the role of the diagnostic and, afterwards, of a named advisor.

What we never do

• Make up a figure: an unverifiable fact is marked “to be verified” rather than estimated.
• Attribute content to a person who doesn’t exist: until the editorial team is real, the byline stays “Expavy editorial team”.
• Show an “in-house” rating higher than a verifiable public rating for a partner insurer.
• Hide a paid link: any comparison or review page discloses it before the click.

Comparisons and reviews: ranking criteria

No insurer comparison or review has been published yet on this prototype (see Comparisons and Reviews): the ranking criteria will be published here before the first comparison page, not after.